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When it comes to creating a budget, here is what every person should know. There are three simple, but essential steps. First, keep a positive attitude and change the way you think about budgeting. Next, stay motivated and remember...
#1: Establish Your Family's Financial Goals Without written financial goals your family have no control over where they will end up financially. Create financial goals by the week (short term), month (intermediate) and year (long term). After mastering this process,...
It seems everyone today wants to improve their FICO score or credit score. I can understand why it is such a hot topic. Your credit score effects many areas of a person's life today. In the past it just...
If you have bad credit or no credit, you may have noticed that most banks will not approve you for any type of loan. So if you tried to apply for a car loan, you may be rejected. Some...
We're now into the new financial year (happy new financial year!) and as such many people are now reviewing their ISAs, upgrading to new ones and taking out new ones. So what's to be gained by doing this? And...
One of the best ways to illustrate leverage and your money, is your mortgage. When we borrow money from a bank, they charge us an interest rate for doing so. When we pay it back, we pay the borrowed amount...
Factoring finance and invoice discounting are increasingly important sources of funding for SMEs and many businesses are finding that their banks are forcing them away from overdraft funding and in this direction. But they are forms of finance with...
Renting an apartment is never an easy task. While you may know your price range, what features you want and how many bedrooms you need, finding an apartment in a good location is always tricky. You never really know...
When you embark on the career path of owning and operating a small business, you will soon discover that there are a number of steps involved in achieving success. One key component of starting a small business is creating...
My parents never taught me about money! My parents were too busy making money to teach me much of anything. I spent my time studying piano, practicing piano, and playing with my friends. They were children of successful neighbors....